Author: Mandar Garge

Where Do You Stand In Your Digital Journey?

The Digital Journey of a business is determined by when and how a business moves from Digitization to Digitalization to Digital Optimization to Digital Transformation.  Yes – these are distinct terms which almost always are used interchangeably. One thing to keep in mind is once the digital journey begins, each element in the digital chain…

Blockchain And Capital Markets

The most talked about topic “Blockchain” is poised to disrupt the Banking / Payments industry. Along with Capital Markets (Trading/Clearing/Settlement), Insurance, Supply Chain, Transportation and Ride Sharing, Cloud Storage, Real Estate, Healthcare, Energy, Retail, Online Music, Government are the top ones. The Internet is abundant with articles explaining how blockchain provides a distributed ledger database…

Fintech Will Uberize Banking

There are three main things people need everyday banking services for (or rather have to rely on banks for) – Payments, Lending, and Investment. Individuals and businesses want to do one or more of the following: 1) Make payments to others for buying product or services from the (Transfer of money from one entity’s bank…

Role Of IAM In Digital Journey

Today, the Identity and Access Management (IAM) landscape plays a crucial role in a business's digital journey. IAM influences the digital experience for the customers. How does IAM fit into this digital journey? To understand this, it is important to understand that IAM is more than just security and governance. IAM has been traditionally looked...

Stream It On!

If you ever thought that the data in your application's ecosystem had valuable insights, you were right and chances are that you are already leveraging those. But if you thought the value was only in the archived data ('data at rest'), think again. The 'moving' data has equal significance, and often, more business value and...